Best UPI Casinos



Lucky Niki Casino

rating 5
Withdrawal time Up to 7 days
Payment 97.11%
Games 2000+
Bonus 100% up to ₹1 lakh + 250 FS

Jackpot Guru Casino

rating 4
Withdrawal time 0-7 days
Payment 97.87%
Games 1000+
Bonus 100% up to ₹100,000 + 20 FS

Jeetplay Casino

rating 4
Withdrawal time 0-3 days
Payment 96.85%
Games over 1400
Bonus 100% up to ₹70,000

Parimatch Casino

rating 4
Withdrawal time Up to 5 days
Payment 98%
Games 2000+
Bonus 150% up to ₹1,05,000

What Is UPI?

Created in 2016, the Unified Payments Interface (UPI) was a breakthrough by the National Payments Corporation of India (NPCI). The mobile API enabled individuals to transfer funds between different bank accounts and cover the price of merchant products and services. Over the years, UPI got extremely popular. And now, it has over 150 million users every month, which isn’t surprising considering the app provides access to over 300 banks and is regulated by the Reserve Bank of India to ensure safety and stability.

As UPI gained traction in India, more online businesses started accepting mobile and online payments. And it’s now easier than ever to find an Indian online casino accepting UPI among hundreds of options. Besides, many convenient mobile banking applications employ UPI, including Paytm, PhonePe, and Google Pay, so gamblers can choose the most suitable app for their needs.

Pros and Cons of Using UPI in Online Casinos


  • There are hundreds of UPI casinos in India
  • Processing fees are absent or very affordable
  • The National Payments Corporation of India guarantees payment security
  • Deposits take around 30 minutes to arrive at your casino balance
  • You get to choose among UPI-enabled mobile bank apps


  • UPI casinos withdrawal processing can take several bank days
  • UPI works with INR but not outside India and a few other countries

How to Deposit with UPI 

Before researching the best UPI casinos online, you need an account with a UPI-enabled mobile app to generate your UPI ID. From there, it’s easy to get money into your casino balance:

  1. Log into your casino account and go to the deposit tab in the cashier section
  2. Type the deposit amount and ensure it is within the casino’s limits
  3. Choose UPI among the payment options
  4. Follow the casino cues to share UPI ID and other credentials
  5. Confirm the payment via your UPI mobile app

The process is usually fast and straightforward, though the specifics may differ depending on the casino and the UPI app you’re using. Deposit processing takes a few minutes, though sometimes you may have to wait a couple of hours.

How to Withdraw with UPI

Once your UPI betting brings in the desired winnings and you fulfill the withdrawal terms of the casino (minimum limit and turnover), withdrawal takes a few days to process after you place your request:

  1. Go to the withdrawal tab in the cashier section of the casino dashboard.
  2. Type in how much money you wish to withdraw.
  3. Choose UPI as your withdrawal method.
  4. Follow the instructions to provide your UPI ID and other credentials to confirm the payment.

Is UPI Safe?

Considering the interface was developed by one of the most prominent financial institutions in India and is regulated by the Reserve Bank of India, there’s little doubt about the safety of UPI gambling. The system employs standard security features, such as two-factor authentication and augments them with innovative solutions, like single-click payments. The interface provides access to multiple bank accounts while keeping your personal and financial information secure from online fraud and scammers. As a result, using UPI is much safer than supplying your credit or debit card information directly to online casinos.

What Are UPI Fees?

Processing charges depend primarily on your bank policies and the terms of use of the UPI-enabled bank application you use. In some cases, you can get away with zero UPI casino fees for deposits. However, withdrawals usually incur a small bank fee, though some casinos also charge for withdrawing winnings. Read the terms of use carefully to learn how much money you will lose on every payment.

UPI Alternatives for Indian Gamblers

Credit or Debit Card

If you haven’t heard of UPI casinos live in India, using your bank card is probably your first instinct when making the first deposit. It’s easy and fast, and you don’t need to sign up for an e-wallet account. However, sharing sensitive personal and financial information on a random site is never a good idea. While most banks employ two-factor authorization features and other anti-fraud measures, you may still lose your money if your credit card info gets into the wrong hands.


If you value your privacy, Bitcoin and altcoins are an excellent choice for gambling. Deposits and withdrawals are equally fast, and processing fees are usually lower than wire transfers. On the downside, online casinos may not offer the best cryptocurrency exchange rate. As a result, you may lose money before placing the first bet. And winnings can also lose value fast, considering the cryptocurrency market’s volatility.


International payment systems, like Skrill, offer a multi-currency e-wallet that enables fast and cheap money transfers across borders. And most online casinos happily accept such payments. However, some e-wallets require a processing fee, and the sum depends on the deposit and withdrawal mode, so you may have to pay up to 7.5% per transaction.


If you’re used to paying utility bills or sending money to family via UPI, using the payment system for gambling will be easy and natural. You know it’s safe, fast, and virtually free, so all you need now is to find the best UPI casino site for Indian players. And we’re here to help you pick the perfect gambling platform to suit your tastes!